Frequently asked questions

While some of teh documents used to pre-approve will expire, your preapproval doesn't have an expiration date. It's good to go as long as your situation stays the same. So assuming you don't lose your job, take on a bunch of student debt, or finance 3 new Teslas, no need to worry. If you do finance 3 new Teslas, let's talk about reworking some numbers... and getting a ride-along.

There is a log of misinformation out there regarding credit scores and credit pulls. We will do a 'hard pull' which could ding your credit score by 5-10 points. However, this should jump right back up to where it was in a few weeks, so absolutely no long-term detrimental effects... just a small temporary dip. If credit is pulled by different kinds of creditors (revolving, installment, mortgage) over a short period of time, the impact to your score could be greater.

We will be considering a whole bevy of loan products and options for you when building your file, that are customized to your specific situation. Whether you're interested in down payment assistance, VA, Construction, or first-time homebuyer programs, etc. consider us your one stop shop.

No necessarily! It's always nice to have the option to put an offer in on a new home "non-contingent" on the sale of your current home, especially when navigating a competitive market. We can utilize tools such as bridge loans and loan recasting to make sure your strategy is dialed in.

This is one of our specialties! Whether you're a first-time homebuyer interested in a duplex with renters to help pay your mortgage or a real estate investor looking for a rental property to build your portfolio, we've worked with all these situations and everything in between and can fit you with the bespoke products and custom approach to help you achieve your goals. You want units? We've got options!